Demo mode — viewing a sample policy. Upload a real dec page to scan your own.

Scan a policy

Upload a homeowners declaration page PDF. Results in under 60 seconds.

Drag & drop a dec page Upload a homeowners (HO) declaration page PDF

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Miami HO-3

$171K exposure — 3 critical gaps

Austin HO-3

$118K exposure — 2 critical gaps

Denver HO-5

$221K exposure — 4 gaps

Los Angeles HO-3

$335K exposure — 5 critical gaps

Scanning your policy…

Extracting coverage fields

Cross-referencing replacement costs

Generating conversation script

Sample Policy — Demo 3 Gaps Found HIGH RISK

3 Gaps identified

$171K Total exposure

34/100 Risk score

$171,000 total coverage exposure identified

34 risk score — higher means more coverage risk

Extraction confidence 72 / 100

Coverage Analysis

What CoverCheck analyzes

→ Dwelling coverage vs. current replacement cost estimates
→ Missing or underweight endorsements (Ordinance & Law, Water Backup, etc.)
→ Personal property and liability limits
→ Deductible structure relative to location risk

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Questions

About the scan

Common questions about how CoverCheck analyzes policies and what the results mean.

CoverCheck extracts coverage fields from the declaration page text and compares them to replacement cost estimates from Marshall & Swift/Boeckh and regional cost indices. The confidence score on each report reflects how cleanly the PDF extracted — higher confidence means more fields were read successfully. We recommend reviewing all findings with your professional judgment before presenting to a client.

No. All PDF parsing happens entirely in your browser using PDF.js. The raw policy text never leaves your device. Only anonymized metadata (scan count, date) is logged if you're logged in.

CoverCheck is optimized for HO-3 and HO-5 homeowners policies. It also handles HO-6 (condo) and HO-4 (renters) with reduced scope. Commercial and flood policies are not supported.

No. CoverCheck is an analysis tool for licensed insurance agents. The outputs are reference data to support your professional assessment — not advice to the policyholder. You are responsible for how you present these findings under your license obligations.

The script is generated from the specific gaps found in this policy. It gives you precise dollar amounts, plain-language explanations, and responses to common client objections. It's a starting point — edit it to match your voice and your client relationship.