CoverCheck reads your client's declaration page and delivers the coverage gaps and the conversation script to address them — in under 60 seconds.
"I reviewed your policy before today's call. Your dwelling coverage is $130,000 short of what it costs to rebuild your home right now. I want to walk you through that before renewal."
Most agents discover coverage gaps after a claim.
That conversation doesn't go well.
of U.S. homeowners carry less dwelling coverage than current rebuild costs require.
per claim on policies that look adequate on paper until the adjuster runs the numbers.
is all most agents spend on a renewal dec page. Gaps get missed. Clients don't know until it's too late.
can cost more than years of retained premium. Documentation you can produce changes the outcome.
"I reviewed your policy before today's call. I found a few things I want to go over before we get to the renewal quote."
"Your current dwelling coverage is $380,000. Based on current construction costs in Miami, you'd need about $510,000 to rebuild. That's a $130,000 gap. I can show you what that costs to close."
"My neighbor just had theirs rebuilt for less than that."
"Construction costs vary, but post-hurricane Miami labor and materials are running high. The rebuild estimate comes from the same model carriers use to set coverage. I'd rather you decide based on that number than find out at claim time."
"I'm going to send you a summary of what we discussed today, including the gaps we identified and the options you considered. Keep it for your records."
Drag and drop a homeowners declaration page PDF. No account required for the first scan.
CoverCheck extracts every coverage limit, compares it to current replacement costs, and flags what's missing or underinsured.
Get a client-ready conversation guide with specific numbers, objection responses, and a documentation summary for your E&O file.
"I ran a CoverCheck scan on a client I've had for eight years. Found a $93,000 dwelling gap I'd missed on every renewal. Called her that afternoon. She added the coverage. Two months later her roof failed. That conversation paid for itself fifty times over."
"The script is the part nobody talks about. Knowing the gap is one thing. Knowing how to say it without the client shutting down is different. CoverCheck gives you both."
"I use it on every renewal now. Takes me 60 seconds and I have a documented coverage review in my file. My E&O carrier loves it. My clients appreciate that someone actually looked."
CoverCheck pays for itself the first time it prevents an E&O claim or retains a client who was shopping around.
Pay as you go. No subscription. Full gap report and conversation script per scan.
Start scanningUnlimited scans. Full scan history. Client dashboard. E&O documentation library.
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